About the Company

Creditlink Account Recovery Solutions Ltd (CARS) is focused on maximising collections, whilst upholding the integrity and reputation of our clients through a highly ethical and compliant approach to debt collection. The customer is placed at the heart of everything we do, by committing to the very highest levels of respect and by working closely with customers who have fallen into financial difficulties.

CARS was formed in 2002 and is an experienced contingency servicer of consumer loans, credit cards, retail finance, telecommunications and insurance debt. The business offers a full service capability ranging from full outsourcing, prime, 2nd placement, tertiary through to trace & collect and operates its customer contact activities from its technically advanced operation centre in Basingstoke, Hampshire.

In February of 2013 the business was acquired by leading US consumer debt buyer JCIA Holdings, LLC, a US consumer friendly purchaser of non-performing accounts and providers of credit management solutions. JC International Acquisition, LLC (JCIA) is the purchasing vehicle for debt sales and CARS is the primary servicing platform for any portfolios acquired by JCIA. This makes available significant capital to acquire niche portfolios via spot sales, forward flow contracts and right to collect. CARS has continued to prosper under the partnership and has built an impressive client base across the UK