The free advice organisations listed below will be better positioned to provide you with personal advice from trained staff.
Citizens Advice: For advice and information on debt visit your local Citizens Advice Bureau or go to: www.adviceguide.org.uk (England and Wales); (Scotland); or www.citizensadvice.org.uk
National Debtline: If you live in England, Wales or Scotland phone 0808 808 4000 or visit www.nationaldebtline.co.uk for debt advice and information.
StepChange (formerly CCCS): For debt advice throughout the UK: 0800 138 1111
Money Helper: Tel: 0800 011 3797 Website www.moneyhelper.org.uk
Shelter (Homelessness): Tel: 0808 800 4444 Website www.shelter.org.uk
Mind (Mental Health): Tel: 0300 123 3393 Website www.mind.org.uk
Macmillan Cancer Support: Tel: 0808 808 0000 Website www.macmillan.org.uk
Refuge (Domestic Abuse): Tel: 0808 200 0247 Website www.refuge.org.uk
Age UK (General support for older customers) : Tel: 0800 678 1602 Website www.ageuk.org.uk
Samaritans (Struggling to cope, Suicidal thoughts, someone to talk to): Tel: 116 123 Website www.samaritans.org