Financial Difficulties

The free advice organisations listed below will be better positioned to provide you with personal advice from trained staff.

Citizens Advice: For advice and information on debt visit your local Citizens Advice Bureau or go to: (England and Wales); (Scotland); or

National Debtline: If you live in England, Wales or Scotland phone 0808 808 4000 or visit for debt advice and information.

StepChange (formerly CCCS): For debt advice throughout the UK: 0800 138 1111

Advice UK: Regionalised debt advice: Money Advice Service: Government funded advice and signposting for debt advice: Call 0300 500 5000 or