Increasingly, consumer borrowing within the Credit and Finance Market has diversified to accurately reflect the risk associated with lending in the current environment. C.A.R.S. has assisted Banks, Credit Card Companies and Finance houses for many years and has a large team of collectors experienced in recovering both “Prime” and “Sub-Prime” credit products at every stage of the credit cycle.

Our success in this area is second to none and our approach of “Selling Solutions” to debtors has led to our position as the pinnacle performer in any champion challenge.

The key to this success is the manner in which we train each team member. Only by passing internal examinations, based upon the relevant client product and collection methodology, will the collectors be given the opportunity to join this team. In this way we are able to stabilise the quality and consistency of the team whilst establishing a centre of excellence within the organisation.